Equity Release & Lifetime Mortgages Essex

Independent Equity Release Advisor in Essex. Get in touch today for a no obligation initial conversation.

 

Ask A Question

What exactly is Equity Release?

As the value of a property increases an individual could be asset rich but cash poor as this value is tied up and cannot be accessed or unlocked without first selling.

Equity Release products offer you the opportunity to release some of the value of a property whilst still retaining full ownership. It is a lifetime mortgage and, should you choose not to pay the interest, the equity will reduce which could affect any legacy you leave.

Are there risks with Equity Release?

In recent years the Financial Industry has implemented strict measures and exacting regulations to protect homeowners. All Equity Release advisors are required to adhere to industry-wide best practice which includes rigorous professional qualifications, regular training and continual sector assessment.

No Negative Equity Guarantee

It is now possible to protect your children’s inheritance with an inheritance guarantee on part of the property. Gain peace-of-mind by speaking to me to learn more.

What happens next?

Initial discovery call to determine want you want to achieve

You will receive a printed information pack by post

Follow up call to answer any questions you may have

We typically meet clients 2-3 times before they proceed

A family member is welcome to be present throughout

If you proceed, we explain the application process in detail